We created and develop MOBO.CARDS project so that we could provide banking institutions with a solution to manage digital mobile wallets. With MOBO.CARDS Application Platform any bank can become one of the leaders on the payment market and implement a truly revolutionary transition "from plastic to digit".
Bank clients all over the world are interested in mobile wallets with digital payment cards, bonuses, electronic tickets, loyalty cards. We create the future where digital wallet is an easy, convenient and friendly tool to use it everyday.
The Future is close to us...
Digital Wallet provides handy, fast and secure payments with smartphones at contactless terminals in stores, vending machines or public transportation.
New level of security for internet and mobile paymеnts
Digital wallet may contain any kind of bank card - magnetic stripe cards, chip cards, prepaid and instant cards
The most advanced methods of cardholder authentication are utilized at all stages of interaction.
Prepaid and instant cards can be loaded to wallet without long authentication procedure. It means any person (including unbanked people) can do it. This is a good way for bank to attract new clients who like modern payment instruments and methods.
Placement of the same card in several mobile devices provides unprecedented flexibility for clients to securely access their accounts.
The MOBO.CARDS Application Platform brings the bank to the forefront of digital technology, transforming regular "plastic" into an innovative payment tool. The mobile wallet is convenient, secure and interactive; it is always with the customer, creating a new type of trusted online relationships with the bank.
Host Card Emulation (HCE) describes a technology that allows a phone to emulate a contactless payment card without access to a physical security element. With this new technology we can expect serious breakthrough at the mobile payments market after Google announced the support of HCE on Android (KitKat). Due to this support, contactless payments have become available to millions of new mobile users through simple application update. It's no coincidence that Visa and Mastercard saw new opportunities for "plastic to digit" transition in this technology and, having developed detailed specifications, they are helping banks move in this direction.
In order to make this transition fast and effective, Card Technologies & Systems Company offers a secure and easy way to install the solution that we implemented in the MOBO.CARDS project.
Contactless payment cards have experienced huge growth in the last year; the number of contactless transactions in Europe exceeded 1 billion. Taking into account that Android smartphones have reached a record-breaking 87.5% share of the market, there's no doubt that such impressive and fast growth can also be expected for mobile versions of contactless payments. That is why banks are now thinking "How should we implement this in the best possible way?" rather than "Should we implement that at all?”
All components of our solutions meet the high-security requirements of the VISA and Mastercard payment systems for mobile payments. Critical payment information, keys and certificates are stored in a cloud and securely encrypted.
The mobile payment application is the focus of our attention and our efforts are aimed to ensure that payment with a mobile phone is as secure as payment with a chip card.
To ensure an appropriate security level, a digital wallet passes through a security evaluation (audit) within each bank project. That audit is carried out by companies and laboratories certified by VISA and Mastercard.
Why talk about the future?
Stop talking about the future, let's build it!
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We follow the provisions of applicable data protection laws. Any personal information (such as phone numbers, addresses, etc.) that you provided to us when using this site will be used for the purposes stated below. By providing information when you use this site, as well as through any contacts with Card Technologies & Systems Ltd., you agree that this information is not confidential and can be used now and in the future to:
i)Inform you of products, services and events that may be of interest to you.
If you have any questions about the technological aspects of implementation of the MOBO.CARDS platform or its use, please contact our local dealer.